Privacy Policy – FinBudCredit
FinBudCredit (“we”, “our”, “us”) respects your privacy and is committed to protecting the personal information of users who access or use the FinBudCredit website and platform (“Platform”).
By using the Platform, you consent to the collection, use, and disclosure of information in accordance with this Privacy Policy.
1. Information We Collect
We may collect the following types of information:
a. Personal Information
Name, email address, phone number
Account or login details
Information provided during merchant onboarding or user registration
b. Transaction Information
Transaction identifiers and payment status
Merchant and platform interaction data
FinBudCredit does not store sensitive payment information such as card numbers, CVV, or banking credentials.
c. Technical Information
IP address, browser type, device information
Cookies and usage analytics
2. Use of Information
We use collected information to:
Provide and improve platform functionality
Facilitate transactions between users and merchants
Communicate updates, support responses, and service-related notices
Prevent fraud and ensure platform security
Comply with legal and regulatory requirements
3. Information Sharing
We may share information with:
Merchants, solely to enable transaction processing and support
Authorized payment gateways and service providers
Government or regulatory authorities, when required by law
FinBudCredit does not sell or rent personal data to third parties.
4. Credit and Financial Data Disclaimer
FinBudCredit does not assess creditworthiness, issue loans, or determine credit terms. Any credit-related data shared on the Platform is managed solely by merchants in accordance with their respective policies.
5. Cookies
The Platform may use cookies and similar technologies to enhance user experience and analyze usage patterns. Users may manage cookie preferences through their browser settings.
6. Data Security
We implement reasonable security practices and procedures to protect personal information from unauthorized access, misuse, or disclosure. However, no system can guarantee absolute security.
7. Data Retention
Personal information is retained only for as long as necessary to fulfill the purposes outlined in this Policy or to comply with legal obligations.
8. User Rights
Users may:
Request access to or correction of their personal information
Request deletion of their data, subject to legal or regulatory requirements
Requests can be made by contacting us at the email below.
9. Third-Party Links
The Platform may contain links to third-party websites or services. FinBudCredit is not responsible for the privacy practices of such external platforms.
10. Grievance & Contact Information
For privacy-related concerns or data requests, please contact:
Email: support@finbudcredit.com
Please refer to our Grievance Redressal Policy for more details.
11. Policy Updates
FinBudCredit reserves the right to update this Privacy Policy at any time. Changes will be effective immediately upon posting on the Platform.